A poor credit score can feel like a financial roadblock—making it harder to access loans, credit cards, or even rent a home. But the good news? You can rebuild your credit with the right habits and tools. Let’s walk through the exact steps to take control of your credit and boost your score.
Step 1: Check Your Credit Report
Start by reviewing your credit report from Experian, Equifax, or TransUnion. Look for errors, outdated information, or fraudulent accounts. If you find inaccuracies, dispute them immediately to improve your score.
Step 2: Pay Your Bills on Time—Every Time
Your payment history makes up 35% of your credit score. Missing just one payment can negatively impact your score for years!
🔹 How Crediglee Helps: Automate your credit repayments and recurring bills to never miss a payment again—Crediglee handles it for you.
Step 3: Lower Your Credit Utilization
Keeping your credit usage under 30% shows lenders that you’re responsible with credit. For example, if your credit limit is £1,000, aim to keep your balance under £300.
Step 4: Avoid Multiple Credit Applications
Each time you apply for credit, lenders perform a hard inquiry, temporarily lowering your score. Apply only when necessary to avoid unnecessary dings.
Step 5: Use a Credit-Building Tool
If you struggle with repayments, using Crediglee can help you stay consistent and improve your score within 12 months.
✅ Join our waitlist today for 6 months free! Start your journey to a better credit score today.
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